Personal Savings Account

Earn up to 14% APY on your savings with ZimbaLock. No monthly fees, flexible withdrawals, and your money working harder than traditional banks.

Why Save with Zimba?

14% Annual Returns

With ZimbaLock, your UGX 1M becomes UGX 1.16M in just 12 months. That's real money, not bank crumbs.

Your Money is Safe

Bank-grade security, licensed by Uganda authorities, and backed by Ensibuuko's proven infrastructure.

Flexible Access

Regular savings with instant withdrawals, or lock it for 12 months to maximize returns with ZimbaLock.

No Hidden Fees

What you see is what you get. No monthly charges, no "account maintenance fees", no BS.

Savings Options

ZimbaLock (14% APY)

Lock your savings for 12 months, earn 14% interest, get a certificate of deposit.

Min: UGX 100,000

Regular Savings (Variable)

Flexible savings with instant withdrawals anytime you need them.

Min: UGX 10,000

See Your Money Grow

Save UGX 100,000

Earn UGX 16,000/year

with ZimbaLock at 14% APY

Save UGX 1,000,000

Earn UGX 160,000/year

That's rent money! 🏠

How to Get Started

  1. 1

    Download the Zimba app or join online

  2. 2

    Complete quick verification (NIN or passport)

  3. 3

    Deposit via mobile money or bank transfer

  4. 4

    Start earning immediately!

FAQs

Is my money safe?

Yes. We're licensed and regulated, with bank-grade security.

Can I withdraw anytime?

Regular savings: Yes. ZimbaLock: After 12 months.

What's the minimum deposit?

UGX 10,000 for regular savings, UGX 100,000 for ZimbaLock.